Groundbreaking Study Reveals Intensified Impact of Screen Addiction on Adolescent Mental Health

A recent study featured in the American Journal of Preventative Medicine reveals a more pronounced connection between screen time and mental health issues among...
HomeAUAustralian Health Insurance Blunder: How a Common Mistake is Draining $828 Annually...

Australian Health Insurance Blunder: How a Common Mistake is Draining $828 Annually from Your Wallet

Share and Follow
Millions of Australians will be paying more for their private health insurance from April 1, but new data has revealed a single factor could mean you’re paying $828 more per year than your fellow Aussies.
Australians who have stayed with the same health insurance provider for 10 years or more are paying an average of $306.88 per month on premiums, while those who purchased new cover a year ago averaged $237.84 per month, according to Compare the Market’s latest survey.

Over the span of a year, customers face an additional expense of $828.48.

People who remain with the same insurer are paying a startling amount more per year on their premiums. (Getty)

This means that long-term, loyal customers are incurring costs that are 29% higher compared to newer clients who have recently switched their health insurance provider.

Such a premium increase would result in individuals holding a combined hospital and extras policy paying an extra $127 to $144 annually. Meanwhile, families could see their annual expenses rise by $191 to $216.

“Many Australians who remain with the same insurer might expect rewards for their loyalty, but with annual premium hikes, that’s often not the reality,” noted David Koch, Economic Director at Compare the Market.

Pregnancy is one of the three Ps (puberty, pregnancy and perimenopause), a time when a person's brain undergoes physical changes due to hormones.
Many people may be paying to cover themselves for things they will never need – such as pregnancy. (Getty via CNN)

“Insurance companies won’t alert you if you’re overpaying. It’s crucial for you to take the initiative and seek out better deals,” he added.

“The number of people I speak to who have cover for pregnancy when they’re well into their 50s and 60s is outrageous – I was one of them until my wife pointed it out.”

Australians spend an average of $255.67 per month on their health insurance, which adds up to $3068 each year.

The information provided on this website is general in nature only and does not constitute personal financial advice. The information has been prepared without taking into account your personal objectives, financial situation or needs. Before acting on any information on this website you should consider the appropriateness of the information having regard to your objectives, financial situation and needs.

NEVER MISS A STORY: Get your breaking news and exclusive stories first by following us across all platforms.

Share and Follow