Investors Face Major Losses in Unsuccessful SDA Housing Project

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In 2019, Egyptian Australian businessman Ahmed Sokarno arrived in Tehran to sell to a group of Iranians the dream of a new life in a “land of opportunities”.

Sokarno’s offer was simple: Invest in Australian disability accommodation, get “guaranteed” annual returns of between 10 and 24 per cent and secure permanent business visas.

Several of them bought in, transferring hundreds of thousands of dollars to companies set up by Sokarno and his company, then known as Auscare.

One of the investors, Saadegh Shams Haaeri, tells SBS News his wife Zainab Kaaranjaam “had a dream about Australia”.

[We wanted to] grow our children in a free, fair, and developed country … We wanted to have a better future for our baby.

Shams and Kaaranjaam are pharmacists who co-owned a pharmacy in Tehran — a business they sold to fund their $600,000 investment in Australia.

A family of three is seated on a bed, with the mother holding the child in her lap.

Saadegh Shams Haaeri says the $600,000 he and his wife Zainab Kaaranjaam invested through Ahmed Sokarno represented 20 years of hard work. Source: SBS News / Otis Filley

In addition to the promise of “guaranteed” returns, investors’ confidence in Auscare was bolstered by the fact that, at the time, the company’s director was a former premier of Queensland, Rob Borbidge.

While some investors made it to Australia, their dreams never eventuated.

By 2022, all of the money they’d transferred was in bank accounts to which they had no access, and construction of the homes was yet to start.

An aerial view captures a large, dense subdivision of nearly identical modern single-story houses with dark roofs. The development stretches out to the horizon, where it meets open green and brown fields under construction.

Saadegh Shams Haaeri and Zainab Kaaranjaam invested hundreds of thousands of dollars to buy land in Melbourne’s north-western suburb of Melton. Source: SBS News / Otis Filley

Some have now returned to Iran, while others remain in Australia, working whatever jobs they can to make ends meet.

Their story is among the many unrealised promises that have emerged in connection with the National Disability Insurance Scheme’s (NDIS) Specialist Disability Accommodation (SDA) program, which relies on private sector investment.

‘Everything looked very legitimate’

In July 2019, dozens of Iranians gathered at a hotel in Tehran to hear how Sokarno could help them secure temporary 188 Business Innovation and Investment visas — a pathway to permanent residency if a successful business is up and running. (The visa class was discontinued in July 2024.)

His proposal involved setting up a joint company with each investor to buy land, construct SDA housing and then collect rent from NDIS participants — revenue he told prospective investors was “guaranteed” because of the government’s commitment to the NDIS.

“This business is guaranteed income because you get paid by the government,” Sokarno told the seminar’s attendees.

Two other investors, Amir Mohammadi and Hamidreza Dehghanian — who lost $462,900 and $115,600, respectively — tell SBS News that it was this promise of government support that won them over.

A presenter in a suit stands on a stage next to a large projection screen, addressing an audience seated at long tables. The seminar room has a decorative ceiling, a patterned floor, and pink drapes at the front.

Ahmed Sokarno told seminar attendees that Auscare was one of “the very small number of companies in Australia [that] provide services for accommodation and disability services”. Source: Supplied

SBS News is aware of at least three other Iranian investors who also signed on.

Shams says he “didn’t have any doubts because they gave us a lot of guarantees for the success of the business”.

Everything looked very convincing and everything looked very legitimate.

Sokarno told participants they could expect returns of between 10 and 24 per cent per annum, stressing this was far higher than mainstream residential rental returns of between 4 and 6 per cent.

To put this into perspective, an initial investment of $600,000 would, according to Sokarno, deliver a return of between $60,000 and $144,000 a year.

The contracts Shams and Dehghanian ended up signing stated that their return on investment would be up to 24 per cent and no less than 10 per cent per year, while Mohammadi’s contract promised returns of up to 28 per cent.

A person is holding a smartphone and scrolling through a website that displays information about real estate investment. The website features a photo of a modern house and text about "AusCare Investment," while a window with a view of green foliage is visible in the background.

Saadegh Shams Haaeri received a large amount of Auscare material singing the praises of SDA investment before he decided to invest. Source: SBS News / Otis Filley

Experts tell SBS News promises of the SDA market providing “guaranteed” returns, especially returns that high, are misleading.

Responding to questions about these projections, Sokarno tells SBS News he “believed it was an honest representation at the time”.

“There was, and continues to be, a high demand for SDA housing, and the potential returns vary depending on the property’s location. These factors were communicated as part of the overall investment considerations,” he says.

During his 2019 seminar in Tehran, Sokarno also mentioned several times that Auscare’s director was Rob Borbidge, who served as Queensland’s premier from 1996 to 1998.

Rob Borbidge (third from right), Ahmed Sokarno (second from right) and Ali Shahami (far right) at a 2019 Melbourne event seeking to attract SDA investors. (RACV is not associated with the group.) Source: Supplied

Borbidge’s involvement gave Shams and Kaaranjaam confidence in Auscare. Shams says they were convinced someone of his stature was “not going to ruin his reputation” by being associated with a company that isn’t reputable.

Borbidge stepped down from his director role in July 2022, around the same time Auscare changed its name to Care Services Australia following a legal challenge from a similarly named company.

Responding to questions put by SBS News, Borbidge denied he had any knowledge of the matters raised or involvement with any investors, saying: “To the best of my recollection, I] have never met any of the individuals referred to.”

Two men in dark suits are speaking to each other in a large, indoor event space. The man on the left is gesturing with his hands while the man on the right smiles.

Rob Borbidge talks with soon-to-be-elected Queensland Premier David Crisafulli at an election debate in Brisbane on 16 October 2024. Source: AAP / Darren England

“I have never received any communication from the individuals concerned in regard to the matters you have raised during my time with Care Services Australia or since,” Borbidge says.

In 2023, he was hit with a $112,361 tax bill for unpaid employee super payments that Care Services Australia allegedly failed to make during his tenure as director, The Courier Mail reported.

SBS News understands Borbidge paid the outstanding amount, and the action was discontinued.

‘Not the time to think … time to act’

Mohammadi says that, at the time of the 2019 Tehran seminar, he was led to believe that “Auscare is one of the best companies in Australia”.

Auscare — now Care Services Australia — was and remains a relatively small company.

Promotional material sent to investors ahead of the seminar describes Auscare as one of the “top three” NDIS providers in Australia, a point that also helped win over some investors.

A man sits at a table near a large window, holding a young child in his lap while looking down at a stack of papers. The child is scrunching a sheet of paper and looking towards the side.

Saadegh Shams Haaeri says what drew him to Australia was “the promise that if you invest and work hard here, you’ll be rewarded — with permanent residency, a secure life and the chance to contribute meaningfully to the community”. Source: SBS News / Otis Filley

When asked whether this was an appropriate claim to make, Sokarno tells SBS News: “It is an accurate description, as we have been recognised as one of the leading providers with a strong focus on multicultural communities.”

That material was shared by Ali Shahami, an Iranian-Australian migration agent, who was closely involved in recruiting the Iranian investors.

In fact, the company does not appear in any reputable listing of top-rated or large-scale NDIS providers.

A person's hands are holding up a flyer with two headshots and text in both English and what appears to be Persian. The flyer is part of a stack of documents, including a joint venture agreement, laid out on a table near a window.

A flyer for the 2019 Tehran seminar shows Ahmed Sokarno alongside Iranian-Australian migration agent Ali Shahami. Source: SBS News / Otis Filley

During the Tehran seminar, Shahami praised Sokarno’s offer.

“If you have a plan, this is not the time to think. It is time to act,” he said.

In a 2019 interview with a Persian-language community station, Shahami was introduced as the business development manager of Auscare, and promised investors that the company could organise a “work dinner” with the NDIS minister.

A seminar presenter in a suit stands on a stage between two long tables, addressing an audience. The attendees are seated and facing a large projection screen at the front of the room.

Iranian-Australian migration agent Ali Shahami told seminar attendees: “Auscare is very good for the 188 visa, it has been embraced by [people in] China and Saudi Arabia, and they have started with Iran recently.” Source: Supplied

Sokarno confirmed to SBS News that Auscare engaged Shahami’s company “as a consultant from 3rd February 2020 to 24th March 2020”.

SBS News approached Shahami with a list of questions, but received no response.

‘I felt there was something wrong’

At the Tehran seminar and in contracts signed with investors, Sokarno promised that, upon receiving the final investment amounts, NDIS-approved properties would be up and running within nine to 12 months.

At least two of the investors pulled out before providing all of the funds. They say they are still waiting for their money to be refunded.

Dehghanian came to Australia in May 2022. At this point, he had only handed over $115,600 of a promised $420,000 as he had “some hesitations [to pay the full amount] and decided to come to Australia and see the situation first”.

“When I came to Australia, I felt there was something wrong and the investment was not going to work,” he says.

In January 2023, he sought to exit the deal, but Sokarno quickly became unresponsive, Dehghanian says, adding that he was unable to afford a lawyer to take the matter to court.

According to Sokarno, Dehghanian’s deposit was not repaid because, under the terms of the agreement, “early termination did not entitle the investor to an automatic full refund, particularly where funds had already been committed to project-related expenses”.

A middle-aged man with dark hair sits on the edge of a large, circular metal table outdoors, surrounded by trees and dry leaves on the ground. He is wearing a dark blue jacket over a striped shirt and jeans, with his hands clasped in his lap.

Hamidreza Dehghanian, who was a GP in Iran, says due to the “economic, social, and cultural situation in Iran”, he no longer felt comfortable raising his children there. Source: SBS News / Otis Filley

Mohammadi paid more than $462,000 of the promised $600,000 and planned to pay the rest after he landed in Australia in late 2022.

He says that, during his two weeks in Australia, he had several meetings with Sokarno and Shahami to discuss the project.

However, he soon became suspicious — especially when Sokarno refused to show him statements for their joint company’s bank account, to which he still hadn’t been granted access.

Other investors allege Sokarno and his accountant repeatedly refused to provide this information, despite multiple email requests sent over the span of several years, which have been seen by SBS News.

The joint venture partnership agreements — also seen by SBS News — contain several provisions giving investors the right to access bank accounts.

Sokarno says he had “made efforts to ensure transparency in accordance with those agreements”.

“However, any specific requests for access were either addressed directly or pending clarification, particularly where banking or legal protocols required additional steps or third-party cooperation,” he says.

“If there were delays or issues in providing access, they were not intentional.”

He says Westpac, the bank at which the accounts were set up, raised issues with him relating to its ‘Know Your Customer’ (KYC) and Anti-Money Laundering (AML) obligations, particularly relating to some investors of Iranian nationality or origin.

“These requirements were outside of my control and applied to multiple investors … I am in the process of gathering documentary evidence from the relevant financial institutions that reflect these compliance-related issues and access restrictions,” Sokarno says.

SBS News has not been provided with evidence to suggest the bank raised these issues, and multiple investors have confirmed they never received any documentation regarding this matter either. Westpac declined to comment on the matter.

Mohammadi then advised Sokarno in April 2023 that he wanted to cancel his investment in the project.

A balding man with dark hair and a light olive-green t-shirt stands on a second-story balcony of a large, ornate shopping arcade. He is looking at the camera and smiling faintly while his left hand rests on the decorative railing.

Amir Mohammadi suspects Ahmed Sokarno “wouldn’t dare to do this with an Australian citizen, because the law would have supported them, but our visa was temporary, and we didn’t know about Australian law”. Source: Supplied

Mohammadi was advised by Sokarno’s lawyer in May that he could recoup his money — minus $86,237 Sokarno had deducted for expenses — if either party found a replacement investor for the joint company.

So far, his money has still not been returned.

According to Sokarno, the reasoning behind his request to find a replacement investor is “to maintain the financial stability of the project and avoid jeopardising commitments already made on behalf” of the joint company.

He says multiple other provisions within the agreement “support the position that the return of funds is not unconditional or automatic”, and other factors, such as “tax and accounting implications”, also affected the return of the funds.

‘We are trapped’

Unlike other Iranian investors interviewed by SBS News, Shams and Kaaranjaam paid the full investment amount before coming to Australia.

They had been pressuring Sokarno to buy a block of land since mid-2020, Shams says, and the process finally started in February 2022, a month before Shams and Kaaranjaam’s arrival in Australia.

A statement of account seen by SBS News shows the joint company set up with Sokarno, Deniz Care, settled the land for $435,416 in June 2022, with around half the money paid upfront and half borrowed.

Given the delays in generating revenue, Sokarno employed Shams as a community engagement manager and Kaaranjaam as an administration manager for Auscare, but Shams says they were never paid for their almost four months of work.

Two men and a woman stand smiling in front of a "SOLD" real estate sign in front of a grassy vacant lot in a suburban neighbourhood with houses visible in the background.

Ahmed Sokarno, Zainab Kaaranjaam and Saadegh Shams Haaeri outside the block of land bought for their planned SDA property in the north-west Melbourne suburb of Melton. Source: Supplied

“I started to become suspicious about it,” Shams says.

“[Sokarno] was not paying anything. He promised to give the revenue of Deniz Care, but he didn’t.”

In the following months, Shams asked for all the company’s financial statements. He says the only thing he and Kaaranjaam ever received was an account summary showing a $357,000 balance, without a transaction history.

Like other investors, he had long been suspicious of Sokarno’s unwillingness to provide access to the company’s bank account.

“Every time he was giving me some excuses, I fully became sure that, ‘Oh my God, we are trapped,'” Shams says.

“I understood it was never going to become a good business for us for our permanent residency pathway.

We lost our money, we lost our time.

Due to the resulting stress, Kaaranjaam was hospitalised in July 2022 after experiencing an anxiety attack.

An aerial view of a suburban development shows rows of completed houses with dark roofs. In the foreground and background, large plots of undeveloped, reddish-brown land and grassy fields are visible, indicating ongoing growth.

Melbourne’s Melton-Bacchus Marsh area is possibly one of the “epicentres of SDA market failure”, according to disability housing expert Joseph Connellan. Source: SBS News / Otis Filley

The couple decided to pursue legal action against Sokarno in September of that year after delays in building the property and continued denial of access to bank records.

The land was ultimately repossessed by the lender in September 2024, as no repayments had been made. SBS News has seen documents that show the lender repeatedly sought payment from Sokarno for an outstanding amount of $227,500 for at least a year before the property’s repossession.

“Sokarno didn’t even pay one instalment of the loan for purchasing the land. What does that mean?” Shams says.

Sokarno has blamed the collapse on Shams and Kaaranjaam lodging a caveat on the property in February 2023, a legal instrument that protects equity and prevents the sale or transfer of a property without the involvement of the party who lodges the caveat (typically the buyer).

Sokarno says while he was “fully prepared to commence construction”, the caveat prevented him “from proceeding further with construction or refinancing”. It is worth noting that a caveat does not preclude loan repayments being made on the property in question, which is the reason the property was repossessed.

A blueprint shows the east and south elevations of a house with a garage, annotated with construction details like materials, dimensions, and building regulations. The drawings feature details such as a concrete tile roof, rendered brickwork, and a proposed concrete ramp.

Documents seen by SBS News show the design for the property Saadegh Shams Haaeri and Zainab Kaaranjaam invested in received SDA approval on 9 May 2023. Source: Supplied

“In my view, the failure to bring the project to completion was due to their [Shams and Kaaranjaam’s] voluntary withdrawal and subsequent legal actions, which created legal and financial barriers to progressing the development,” Sokarno says.

According to an email Sokarno sent to Shams in August 2022, there was an amount of $357,103 remaining in the joint company’s bank account. In October 2023, via their solicitors, Shams and Kaaranjaam tried to compel Sokarno to use those remaining funds to settle the defaulted loan; however, no payments were made, and the money was never refunded.

Responding to SBS News’ questions, Sokarno says: “The reason I did not return any remaining funds is that, to the best of my knowledge and financial records, there were no remaining funds available to return.”

A for sale sign in front of a new house. The sign features photos of three real estate agents and includes their contact information.

A house has since been built on the site bought by Saadegh Shams Haaeri, Zainab Kaaranjaam and Auscare — and it’s currently for sale. Source: SBS News / Otis Filley

“Additionally, any potential return of funds was subject to the terms of our agreement, which outlined that funds could only be returned after costs and under specific exit conditions,” he says.

Shams and Kaaranjaam dropped their claim against Sokarno in December 2022, as they were unable to continue paying their lawyers after spending an initial $16,000 on legal fees and were quoted almost $170,000 to complete the proceedings.

Overseas, CALD investors ‘more vulnerable’

These stories are far from the only examples of private investment in SDA housing going awry.

The national peak body for the SDA housing market, the SDA Alliance, has been fielding a growing number of complaints over dodgy retail investment practices and the construction of housing that is not fit for purpose.

CEO Jeramy Hope tells SBS News there is “ongoing concern about the presence of unethical, underqualified, and at times outright fraudulent operators in the SDA market”.

“We receive complaints each month from concerned families, investors and stakeholders about questionable practices,” Hope says, adding that the alliance is preparing to report several matters of concern this month.

A smiling man in a suit stands on a paved area outside a government building, holding onto a blue four-wheeled walker. The building is beige with large columns and a flight of stairs leading to the entrance.

SDA Alliance CEO Jeramy Hope says the media narrative around SDA “often focuses on ‘fraud’ and ‘bad actors’, but it’s essential not to lose sight of the fact that when done well, SDA can be life-changing for participants”. Source: Supplied / SDA Alliance

“These bad actors frequently promote SDA as a ‘guaranteed high-return’ or ‘NDIS-backed’ investment, misusing official terms and logos in marketing.

“These claims are often deceptive or outright false. SDA is not a standard real estate product; it is a complex, regulated housing stream underpinned by human rights obligations and participant choice.”

Hope says his organisation is “increasingly seeing international investors, particularly from Asia and the Middle East, being targeted through property expos, migration schemes, and online promotions”.

A man, woman and baby stand outside a brick house, facing the camera. The man holds the baby in his arms while the woman stands next to him.

Saadegh Shams Haaeri says that, since he lost faith in his SDA investment, he and his wife, Zainab Kaaranjaam, “decided to focus on rebuilding our life wisely”. Source: SBS News / Otis Filley

He says “investors from overseas or culturally and linguistically diverse (CALD) communities are often more vulnerable” to buying into such schemes.

“Language barriers, unfamiliarity with Australia’s regulatory frameworks, and targeted marketing in their native languages all contribute to this vulnerability,” he says.

According to Sokarno, Care Services Australia has only targeted overseas investors for SDA projects.

‘Screwed over’ by ‘spruikers’

Ethical Property Investments CEO Goro Gupta — who has worked in disability housing since 2017 — says he’s also heard multiple stories of foreign investors being “screwed over” by SDA “spruikers”.

In May, the Courier Mail reported that Cocoon SDA Care — a company that has been the subject of much media coverage and which the NDIS has now permanently banned from providing disability support and services — sought to recruit foreign investors.

Gupta also says any promises of “guaranteed” government-backed returns for an SDA investment were a “lie”.

“There is no direct relationship between the investor and the government. The way the system works is, once a resident moves in, an SDA provider can bill their plan, and it’s up to the SDA provider what their arrangement with the landlord is,” he says.

A portrait shot of a smiling man with a beard and moustache, wearing a dark blue jacket with light-coloured trim over a black collared shirt. He has styled dark hair and a beaded necklace is visible at his throat.

Goro Gupta says that, despite issues in the SDA system, “it is thoroughly profitable and ethical if done right”. Source: Supplied

NDIS Minister Jenny McAllister agrees that finding a government-funded occupant for an SDA property isn’t a guarantee.

“Specialist Disability Accommodation investments are not government-backed. Occupancy is not guaranteed,” she says.

“There are unfortunately some people active in the Specialist Disability Accommodation sector that come to mum and dad investors and give them information that just isn’t true.”

Once a tenant moves in, general returns are typically anywhere from 8 to 15 per cent, with an industry median of around 12 per cent, Gupta says.

However, because much construction has occurred in areas with little or no demand, the national vacancy rate for available but empty SDA properties is around 16 per cent, according to SBS News’ analysis of vacancy data from the National Disability Insurance Agency (NDIA).

But as many SDA dwellings are designed to house multiple people, the proportion of empty bedrooms is even higher — above 40 per cent, according to disability housing expert Joseph Connellan.

That’s despite an overall shortfall of 7,352 rentals nationally, based on the number of people currently eligible for SDA but not accessing it. (Around 40 per cent of SDA-eligible participants are not living in SDA dwellings.)

A table titled "The gap between SDA-eligible participants and vacant SDA dwellings by state." It displays two columns: "SDA-eligible" and "Vacancies" for the Australian states and territories, showing a significant national gap of 9,872 eligible participants and 2,520 vacant dwellings.

There is an overall shortfall of 7,352 rentals nationally, based on the number of people currently eligible for SDA but not accessing it. Source: SBS News

While vacant SDA properties leave investors out of pocket, it’s not just specific investors who suffer from these poorly planned investments, Hope says.

“At the provider level, unscrupulous behaviour leads to oversupply in areas of low demand, distorts pricing, and discourages ethical investment,” he says.

“At the participant level, the consequences are personal and distressing as people with disability may be placed in housing that is inappropriate, poorly built, or not aligned with their support needs, further limiting their choice and control.”

Sokarno, Shahami still in business

Care Services Australia still provides disability and aged care services to multicultural communities and promotes itself as having over 3,000 “satisfied patients”.

Information about companies in the NDIS — such as the number of employees they have or properties they manage — is not publicly available.

However, a reverse image search of the six customer testimonials listed on Care Services Australia’s website, which includes customer names and photographs, shows all were generated using stock images.

Sokarno did not provide SBS News with further information about his company.

Of the several industry sources SBS News spoke to for this investigation, none had heard of Care Services Australia or Auscare.

A promotional flyer showing a man in a suit and glasses standing in front of a modern house. Text above and below the image of the house reads "Auscare Home & Community Care" and includes text in both English and Persian.

In 2020, Ali Shahami was advertising himself as the business development manager of Auscare, which some Iranian investors said was a conflict of interest with his role as their migration agent. Source: Supplied

Groups that oversee the NDIS, such as the NDIA and NDIS Quality and Safeguards Commission, are primarily focused on protecting participants.

An NDIA spokesperson told SBS News the agency’s “role in relation to Specialist Disability Accommodation is as a market steward”.

“The NDIA is committed to supporting a robust and efficient market for SDA that gives NDIS participants the modern options and choices that they deserve,” the spokesperson said.

“The NDIA does not own, commission, lease or provide SDA dwellings, nor does it regulate or investigate investment schemes.

“SDA investors should always conduct their own thorough due diligence and research, and seek independent legal and financial advice when deciding whether to invest in SDA.”

Two men in dark suits and ties are smiling while posing for a photo at a table. The man on the right has his arm around the man on the left, and the background shows other attendees in a warmly lit room with decorative wall panels.

Ahmed Sokarno tells SBS News he was “not in a position to determine” whether Ali Shahami’s role as a consultant for his business constituted a conflict of interest, “as I was not involved in how he managed his relationships or communications with his clients”. Source: Supplied

Suspected investor fraud is handled by the Australian Securities and Investments Commission (ASIC).

When asked whether the NDIA intends to alter the SDA scheme to shield against unethical investment from the private market, McAllister said: “Investors should contact ASIC if they are concerned that an SDA investment scheme has engaged in misleading behaviour or misappropriated investor funds.”

Kaaranjaan and Shams lodged a report of misconduct in respect of Sokarno and Deniz Care with ASIC on 13 November 2024. They have not heard back since.

ASIC is a member agency of the NDIS Fraud Fusion taskforce, which the government launched in November 2022.

‘We need accountability’

For many of Sokarno’s clients, the future remains uncertain.

When Dehghanian first came to Australia, he found work renovating kitchens and bathrooms, and then he worked as a house painter.

He is now working as a car dealer but is unsure whether he will be able to obtain a permanent business visa to stay in Australia.

Mohammadi returned to Iran shortly after losing faith in Sokarno’s plan, where he remains today.

“I thought if I stayed in Australia, I would only spend money [not make any] … I was hopeless,” he says.

Shams and Kaaranjaam are still living in Melbourne, and Shams is working as an Uber and Amazon delivery driver to support his wife and their seven-month-old daughter.

A father holds his young child while standing next to the mother in a kitchen. The family is posing for a photo in front of a window with a view of a backyard.

Saadegh Shams Haaeri says he often works 12-hour days, starting at 4 am and finishing around 5 pm, while Kaaranjaam “takes care of our newborn daughter, manages everything at home, and continues to support me through all of this”. Source: SBS News / Otis Filley

They tried to apply for Centrelink payments, but their visa status makes them ineligible.

“So we went to a charity and took some food from them. I didn’t want to say that, because it’s a shame for me. I brought $600,000 here in Australia, but I need to go to a charity and ask them for help with food,” Shams says.

I feel devastated. I don’t know what to do.

Their visas will expire in March 2026 and, unless they can find another visa pathway, they will return to Iran “to start from scratch”.

Shams says he has found a pharmacy in Western Australia that has agreed to sponsor him for a work visa, and the couple will soon move so he can start work there.

He says experiences such as this can “destroy lives”.

“We’ve had really hard times — harder than we could have ever imagined. We brought $600,000 to Australia, hoping to invest and build a better life than we had in Iran. But I never imagined that instead of stability, I would be forced to struggle just to survive.

“We believed in this country; we still do. But belief is not enough. We need accountability, enforcement, and protection for vulnerable migrants.”