Report by Staff

GAINESVILLE, Fla. – On Friday, authorities took Chloe English Dunnell, aged 36, into custody on two felony counts for allegedly submitting false insurance claims. These fraudulent activities purportedly resulted in the insurance company incurring losses exceeding $10,000.

According to allegations, Dunnell filed claims for accidental injuries spanning from April 2023 to July 2024. She reported that both she and her children required emergency room treatments on 27 separate occasions during this timeframe.

The claims were supported by fabricated medical documents detailing various incidents, including seven accidental injuries or falls, seven animal bites, three stings from bees or wasps, two mishaps involving fingers caught in doors, two injuries from moving furniture, and five car accident injuries.

An investigator reached out to the emergency rooms where these incidents supposedly occurred. The healthcare facilities confirmed that no medical records existed for the specified treatment dates.

Dunnell also allegedly provided a police report from one of the car accidents, but the report number belonged to an accident on a different date with different parties.

In a recorded interview, Dunnell reportedly admitted to submitting the claims and receiving compensation for the treatments. She reportedly did not dispute that specific claims were fake, but “she did not recall making that many claims.” She said she stopped submitting the claims after July 2024 because her employer switched insurance companies. She reportedly said she found people online to alter the documents she submitted, but she said she did not know those people. She reportedly said, “I did it and I was wrong… It always catches up with you.”

Dunnell reportedly received $10,835 from her insurance company for the fraudulent claims.

Dunnell has been charged with insurance fraud under $20,000 and engaging in a scheme to defraud. Bail was set at $1,000 by Judge David Kreider when he issued her warrant.

Articles about arrests are based on reports from law enforcement agencies. The charges listed are taken from the arrest report and/or court records and are only accusations. All suspects are innocent until proven guilty in a court of law.