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The size of a retiree’s Social Security check hinges on several key factors, including their past earnings, the duration of their career, and the age at which they choose to retire. Consequently, even retirees who are the same age and have had similar jobs may experience significant variations in their monthly benefits.
Despite these differences, the Social Security Administration (SSA) has a fairly accurate grasp of which regions generally receive the most substantial payments on average.
The SSA’s most recent Annual Statistical Supplement, published in 2025, provides detailed insights into the total benefits distributed to Social Security recipients in 2024. The report highlights the number of beneficiaries and the total payments made in each state, federal district, and territory. These statistics are crucial for determining the average monthly benefits received by retired workers in each area.