In order to be considered upper-middle class in New York state, you now must have an annual household income of at least 1,566. However, if you reside in neighboring states like New Jersey and Connecticut, the benchmark for being categorized as upper-middle class is even higher.

According to Pew Research, America’s middle class is defined as households earning between two-thirds and twice their state’s median income.

GoBankingRates conducted the new study, using 2023 Census data to calculate the middle-class income range for each state. They subsequently used the top third of that range as the qualifier for being upper-middle class.

In New York, the annual middle-class income ranged from $56,385 to $168,156, meaning $131,566 was the minimum needed to be considered upper-middle class.

In Connecticut, the figure was slightly higher, with a minimum annual household income of $145,849 needed to qualify.

In New Jersey, the experts calculated that a household needs to make at least $157,189 to qualify as upper-middle class.

Of course, living expenses vary wildly within and between states, so many who make an upper-middle class salary may still feel squeezed depending on where they live.

For instance, Big Apple denizens need to make much more money to feel comfortable than those living in a small town upstate.

However, the tri-state area at large isn’t the only part of the country where you need to make considerable cash to qualify as upper-middle class.

Indeed, there are other states where earnings must be even higher.

In Massachusetts, you need a minimum annual household income of $157,642 to meet the threshold, while in Maryland you need a sizable $158,125.

That state has the highest minimum needed to qualify, which is perhaps no surprise given that it’s a relatively small state home to many high-end suburbs in commuting distance to Washington, DC.

Conversely,  Mississippi is the state with the lowest annual income needed to qualify as upper-middle class.

There, a household needs to earn an annual minimum of $85,423 to make the cut.