President Donald Trump has unveiled a groundbreaking healthcare initiative aiming to direct funds straight to citizens rather than insurance firms.

As the longest government shutdown in U.S. history reached its 39th day on Saturday, Trump urged Senate Republicans to consider this innovative approach.

On Truth Social, the 79-year-old former president criticized the current system, stating that federal money should no longer bolster ‘money-draining insurance companies’ to uphold the flawed healthcare under Obamacare.

Trump suggested that funds should instead empower individuals to purchase superior healthcare independently, potentially leaving them with extra savings.

He emphasized the need to ‘redirect resources from large insurance corporations back to the people and maximize efficiency per dollar spent.’

He added that he believes Obamacare is the ‘worst healthcare anywhere in the world.’ 

It is unclear how exactly Trump’s plan would work. 

Private healthcare is typically offered through employers or through the Affordable Care Act (ACA), also known as Obamacare. 

It is also unclear who is eligible to receive the money Trump is proposing, how to obtain it, or how much each recipient would receive. 

Trump, 79, took to Truth Social on Saturday to recommend Republicans stop sending federal funds to ‘money-sucking insurance companies’ and instead give it to the American people to spend on healthcare 

It is unclear how exactly Trump’s plan would work or who would be eligible for the money 

The Daily Mail has reached out to the White House for comment. 

The ACA got its nickname when former President Barack Obama signed it into law in 2010. It allows citizens under the age of 26 to stay on their parents’ insurance, as well as prohibiting insurers from denying coverage based on pre-existing conditions. 

It’s most well-known for allowing people who do not have access to healthcare to purchase ACA-compliant plans, as well as expanding who was eligible for Medicaid to include low-income adults. 

The government has been shut down since October 1 – the longest in US history. The second-longest shutdown happened during Trump’s first term, lasting 35 days. 

Democrats are asking Republicans for a one-year extension to the ACA subsidies package, as the GOP’s plan could affect millions. 

Trump has refused to negotiate with Democrats over their demands to salvage expiring health insurance subsidies until they agree to reopen the government.

But Democrats are skeptical over whether he will keep his word, particularly after the administration restricted SNAP food aid despite court orders to ensure funds are available to prevent hunger.

On Tuesday – election day – Republicans saw many major losses in big races, including in the New York City mayoral race, which saw Democratic Socialist Zohran Mamdani take the win in the Big Apple. 

The ACA got its nickname when former President Barack Obama signed it into law in 2010. It’s most well-known for allowing people who do not have access to healthcare to purchase ACA-compliant plans, as well as expanding who was eligible for Medicaid

Mikie Sherrill also pulled a win in neighboring New Jersey, beating her Republican counterpart Jack Ciattarelli. 

Virginia also elected a Democrat and its first female governor when Abigail Spanberger won. And California’s controversial Proposition 50 also won, allowing it to redistrict and making it easier to send five more Democrats to Congress. 

The major losses for the Republican Party had the conservative president reconsidering his party’s strategies about the shutdown, which he considered played a big role in the letdown. 

‘I think if you read the pollsters, the shutdown was a big factor – negative for the Republicans,’ the president said. 

The ACA subsidies at the center of the shutdown are income-based and help partially cover premium costs for some enrollees. 

Subsidies are paid on a sliding scale between those who make 100 percent to 400 percent over the federal poverty line (FPL), which currently stands at $15,650 for an individual and $32,150 for a family. 

Most states allow those who make under 100 percent of the FPL to enroll in Medicaid, the Committee for a Responsible Federal Budget said. 

The American Rescue Plan and the Inflation Reduction Act increased the subsidies starting in 2021 and are set to expire at the end of this year. The extra subsidies covered 100 percent of the premiums for those making between 100 percent and 150 percent of the FPL. 

Democrats are now proposing a one-year extension of the subsidies, but it was promptly shut down by Republicans

The subsidies are mainly paid directly to the insurers from the government and taxpayers reconcile it through tax returns. 

It cost the government around $138billion this year. The amount rises each year as healthcare becomes more expensive and the number of people who use ACA plans. 

To extend the subsidies another 10 years, it would cost the government and estimated $350billion. A two-year extension would cost around $60billion. 

Democrats are now proposing a one-year extension of the subsidies, but it was promptly shut down by Republicans. 

Senate Minority Leader, Chuck Schumer, proposed the plan on Friday, which would have included establishing a bipartisan committee that would negotiate the subsidies further after reopening the government. 

‘Democrats are ready to clear the way to quickly pass a government funding bill that includes healthcare affordability,’ the New York Democrat said. 

‘Leader [John] Thune just needs to add a clean, one-year extension of the [Obamacare] tax credits to the CR [continuing resolution] so that we can immediately address rising healthcare costs. 

‘That’s not a negotiation. It’s an extension of current law, something we do all the time around here.’ 

Thune later called the plan a ‘non-starter.’ Republicans rejected the plan as it would continue sending federal funds to insurance companies. 

‘We’re not going to continue, for a year, to load up insurance companies with taxpayer dollars to get an inferior outcome,’ Senator Lindsey Graham, of South Carolina, said.