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Simplified Cash Payments: Say Goodbye to Penny Confusion

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After a gap of eight months since the United States minted its last penny, a new legislative effort could bring clarity to the chaos stemming from the coin’s absence. Businesses have long grappled with how to provide precise change to cash customers amid a coin shortage. Earlier this month, the House passed a bill that may offer a solution to these financial quandaries.

The aptly named “Common Cents Act” seeks to decisively end the era of the penny while synchronizing practices for retail transactions sans the one-cent piece. Crucially, it also outlines how businesses should manage change when pennies are no longer available in their cash registers. Additionally, the act may pave the way for a refreshed take on the nickel.

In response to the scarcity of pennies, retailers of all sizes have informed shoppers that cash payments might not result in receiving exact change. Their solutions have varied widely, from issuing store credit gift cards to offering complimentary products as compensation.

In lieu of pennies, some businesses have opted to round up or down when calculating change or total bills. While this practice has helped ease immediate complications, it also opens the door to potential legal disputes.

Several states and localities have laws that prohibit businesses from rounding cash transactions up or down, the National Association of Convenience Stores said in a letter to the Senate Banking and House Financial Services Committees last year.

Part of the problem, Dylan Jeon, National Retail Federation senior director of government relations, previously explained to Nexstar, relates to laws that say those paying with a different form of tender, like a SNAP EBT card, can’t be charged differently than a customer paying with cash.

Under the Common Cents Act, businesses would be allowed the option to round cash transactions to the nearest nickel. A $19.82 purchase becomes $19.80 while $19.83 becomes $19.85, for example.

Canada took this approach when it phased out its penny in the early 2010s.

This would only impact cash transactions, not those in which you’re paying with a check, mobile payment, or card.

Pennies would remain legal tender under the bill as well. It’s estimated that more than 300 billion pennies are out in the world – more than 800 pennies, or $8 worth, per U.S. citizen – trapped wherever a little Lincoln can roll, fall into, and hide.

The Common Cents Act still needs to pass through the Senate and be signed into law before it can take effect. Its future in the next chamber is unclear.

Ryan Fox Triumphs at The Open with Dramatic Final-Hole Birdie Victory

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A legacy of champions runs deep in the Fox family, and on Sunday, Ryan Fox added another illustrious page to that history. Nearly four decades after his father’s triumph in the Rugby World Cup, Ryan secured his own place in the annals of sports by clinching The Open Championship.

The feat was nothing short of remarkable for this New Zealander, whose veins run with the legacy of an All Blacks hero. On a day marked by intense competition, where the iconic Claret Jug seemed within reach of four different contenders, it was Ryan, son of Grant Fox, who emerged victorious, unyielding in the face of challenge.

Let’s dive right into the defining climax of this storied tournament. The 154th golf major, steeped in history, came down to the wire, with the ultimate decision resting on the final putt of the concluding group on the last day.

As the clock edged past 6:30 PM on that breezy Southport evening, Cameron Young had been biding his time, a waiting game that stretched over two long hours. For much of that interval, his impressive nine-under-par score seemed destined for a lasting lead.

The odds were daunting when Fox landed on the 18th fairway, sending an iron shot soaring 172 yards against a crosswind to find the green just 11 feet away from the pin. Despite the slender chance, given that a mere five out of 77 competitors managed a birdie on the final hole, a play-off appeared inevitable.

But the 78th man to try was Grant’s lad. And the thing about Grant is that he never missed – he was the fly-half with the metronomic boot and some traits don’t skip the generations. And so Fox pulled back that blade, brought it through, and after a small track from left to right the ball disappeared below ground.

Ryan Fox won The Open in dramatic fashion after he birdied the 18th hole on the final day

The New Zealander held his nerve under intense pressure to win his first ever major 

Fox sank his putt on the 18th hole to trigger jubilant celebrations at Royal Birkdale in Southport

Fox sank his putt on the 18th hole to trigger jubilant celebrations at Royal Birkdale in Southport

With two arms in the air, Fox was the Champion Golfer of Year.

‘Wow,’ he said in the immediate aftermath, having turned in a card for a 68 and a 10-under-par total. ‘I don’t really know what to think at the moment.

‘I’ve got a lot of people to thank. First of all, my family, my wife and kids are in Florida at the moment. I spoke to my kids last night, and they said, “Bring back a trophy”. I think this is a pretty cool one to bring back for them.’

We can stick with the family theme a while longer, because it isn’t just Grant in the lineage – Fox’s maternal grandfather, Merv Wallace, also captained the New Zealand cricket team in the Fifties. With Fox the father to two daughters, one can only wonder what comes next.

But a word on the chasers in the here and now – Young was one behind after a 64, overnight leader Sam Burns was a spot further back with head of regrets, and they collectively stood ahead of a pair of challengers in Scottie Scheffler and a local lad named Tommy Fleetwood on seven under.

Had Fleetwood not bogeyed three in a row in the middle of his round, maybe this would have been his day. Maybe they would have closed the streets here for a year in celebration. But no one could begrudge a win for Fox, a 39-year-old who has walked the hard yards in this maddening game.

Fox became New Zealand’s second champion at The Open after Sir Bob Charles in 1963

Fox became New Zealand’s second champion at The Open after Sir Bob Charles in 1963

The no-nonsense 39-year-old was speechless when reflecting on his triumph

The no-nonsense 39-year-old was speechless when reflecting on his triumph

After 14 years on the grind, he had already proven himself more than a familiar name with two PGA Tour wins and three on the European circuit, but he had never been higher than 23rd in the world. Arriving in Southport, he was ranked 56th and as recently as March underwent surgery to remove kidney stones. Men of a certain age can relate.

But then came this, which is to say an uplifting end to a thrilling day. Burns and Young can fight over who had the worst time of it, because Burns, runner up at the US Open last month, started two clear in his pairing with Fox and never turned up. All of the finesse and touch he used in building his lead vanished – he stepped on the fourth tee and went bogey-bogey-bogey and stayed at eight under for the rest of his day.

Young’s round was so very different. No one started better than this American nearly man, who started in 20th position and played the front nine in 29 strokes in the calmest conditions of the morning. For that matter, few did as well as him on the way in, either.

But standing on the 18th tee, at 10 under par, it went wrong. He drove into a pot bunker and then sought to attack the green from 180 yards short, only to thrash his shot into the face of the trap. Playing his third from the adjacent rough, Young’s third went into sand by the green and a bogey gave him an awful lot to think about on the two-hour wait for the later groups to finish.

Thankfully for Young, the wind was up. And when the wind is up on a baked links course, you have chaos and bogeys. Si Woo Kim avoided them for 10 holes and reached 10 under par, meaning he, Burns, Young and Fox all led at some point or other. 

That he finished on six under told a story about the pressures of leading; that Bryson DeChambeau triple-bogeyed the 11th and capitulated to a 72 was possibly a different story about karma. 

Had Scheffler birdied the 18th and reached nine under, who knows what kind of tremors that would have sent through the field. But instead he bogeyed and signed for a 67 and settled for seven under. Perhaps Fox wouldn’t have blinked anyway.

His round was steady in an even-par 34 for the front and a masterful clinic in rising at opportune moments on the back. Birdies at the 13th and 14th gave him his first taste of the lead and two more in the final three holes, when the pulse was thumping hardest, were the crowning moments of a champion.

Written in the stars, maybe, or more likely the DNA.

Pennies Face Extinction: Cash Payments Set to Simplify for Consumers

In a landmark turn of events that has been brewing for months, the United States has ceased minting pennies, leaving businesses grappling with change-making challenges for cash transactions. A new legislative development could end the confusion once and for all. Earlier this month, the House passed a bill known as the “Common Cents Act,” aiming to streamline how retailers handle change without the iconic coin.

Under the “Common Cents Act,” not only is the production of the penny officially terminated, but guidance is also provided for retailers on handling transactions when cash registers lack pennies. This move might also herald the introduction of a new nickel.

In the absence of pennies, retailers across the country have resorted to innovative solutions to ensure customers receive their due change. In certain cases, businesses have offered alternatives like gift cards or small freebies to bridge the gap.

Other businesses have opted to round change amounts or total transaction costs, a practice that, while expedient, has opened doors to potential legal issues. As the landscape of cash payment evolves, one thing is certain: the conversation around the smallest unit of American currency is far from over.

Several states and localities have laws that prohibit businesses from rounding cash transactions up or down, the National Association of Convenience Stores said in a letter to the Senate Banking and House Financial Services Committees last year.

Part of the problem, Dylan Jeon, National Retail Federation senior director of government relations, previously explained to Nexstar, relates to laws that say those paying with a different form of tender, like a SNAP EBT card, can’t be charged differently than a customer paying with cash.

Under the Common Cents Act, businesses would be allowed the option to round cash transactions to the nearest nickel. A $19.82 purchase becomes $19.80 while $19.83 becomes $19.85, for example.

Canada took this approach when it phased out its penny in the early 2010s.

This would only impact cash transactions, not those in which you’re paying with a check, mobile payment, or card.

Pennies would remain legal tender under the bill as well. It’s estimated that more than 300 billion pennies are out in the world – more than 800 pennies, or $8 worth, per U.S. citizen – trapped wherever a little Lincoln can roll, fall into, and hide.

The Common Cents Act still needs to pass through the Senate and be signed into law before it can take effect. Its future in the next chamber is unclear.

Boxer Hannah Rapp Injured in Bicycle Collision with Car

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Left: Hannah Rapp (Instagram). Right: Charles Medina (Brazos County Sheriff’s Office). Background: The scene is the 23000 block of FM 159 in Texas, where Medina is accused of fatally striking Rapp with his vehicle (Google Maps).

Authorities in Texas allege that a driver deliberately targeted two cyclists on a rural road, a tragic incident that resulted in the death of one individual. After initially passing them, the driver allegedly stopped, reversed, and struck one of them, leading to the death of a promising professional boxer and dedicated fire safety inspector.

Charged with manslaughter, 31-year-old Charles Eric Medina faces serious legal consequences following the death of 26-year-old Hannah Rapp. This charge comes from the Brazos County Sheriff’s Office, which officially announced the development through their Facebook page.

The incident unfolded shortly before 10 a.m. on a Saturday morning, when deputies raced to the 23000 block of FM 159 after receiving reports of a severe crash. On arrival, first responders discovered Rapp lying unconscious in the roadway. Despite their swift actions to transport her to a nearby hospital, she was tragically pronounced dead by medical personnel.

As investigators delved deeper, they found that Medina had encountered two cyclists traveling along the same road. It is alleged that after overtaking the cyclists, Medina stopped his vehicle, put it in reverse, and then deliberately struck one of the cyclists, leading to the untimely death of Hannah Rapp.

Authorities did not say whether Medina’s actions were a result of road rage or for another reason. They described it as an “isolated incident” and said detectives are continuing to gather information.

Rapp challenged for the World Boxing Council’s featherweight championship last month, losing to Tiara Brown in a unanimous decision.

​”The loss of Hannah Rapp leaves us heartbroken,” WBC president Mauricio Sulaiman said in a statement released to ESPN. “She was an exceptional boxer, but above all, an invaluable member of our boxing family. We join in the grief that overwhelms her loved ones, her team, and all those who had the privilege of knowing and supporting her throughout her brilliant career.”

Local Fox affiliate KRIV reports that Rapp was originally from Indiana before moving to the Lone Star State where she worked as a fire and life safety inspector at Texas A&M University.

Most Valuable Promotions said Rapp made a “lasting impression on everyone who had the opportunity to meet her.”

“She was a gifted athlete, a valued member of the boxing community and someone who was deeply respected by those around her,” a statement posted to Instagram said.

Brown also posted a tribute.

“Hannah was such a wonderful soul,” she said. “The entire fight week she brought a different type of vibe everywhere she went. She was strong, tough & ready to show the world she belonged here. Hannah is the best opponent I have faced so far in my pro career.”

Deputies arrested Medina and booked him into the Brazos County Jail, where he is being held on a $250,000 bond. His next court date is not listed.

Powerful Earthquake Strikes Peru’s Andes Region, Leaving 5 Dead and Hundreds Displaced

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A devastating earthquake struck the Andes mountains in Peru overnight, claiming at least five lives and displacing hundreds as homes and a church were reduced to rubble. Authorities cautioned on Sunday that several individuals are still unaccounted for in the aftermath.

The tremor, registering a magnitude of 5.5, hit just after 9:20 p.m. on Saturday near Sicaya, central Peru, according to data from the U.S. Geological Survey. The quake left over 20 individuals injured and forced more than 300 people to evacuate their homes, as noted by Peru’s National Civil Defense Institute.

Efforts continued into Sunday to locate missing people after multiple structures, including a church and a convent, crumbled or were deemed too hazardous to remain in.

Residents walk amid debris in Pumpuya, Peru.

In the wake of the earthquake, residents navigate through the ruins of homes flattened in Pumpuya, Peru, on Sunday, July 19, 2026. (AP Photo/Javier Ninanya)

Officials highlighted that the prevalent use of traditional adobe in construction may have intensified the destruction. Luis Vásquez, head of the local civil defense, remarked that these rustic building materials “amplified the magnitude of the damage.”

Motor tricycle sits amid debris after homes collapse in Pumpuya, Peru.

A motor tricycle is stuck amid the debris of homes that collapsed after an earthquake struck Pumpuya, Peru, Sunday, July 19, 2026. (AP Photo/Jhefry Sedano)

Images from the hard-hit farming community of Chongo Bajo showed families wrapped in blankets outside damaged homes as neighbors picked through the rubble. Animals could also be seen trapped beneath collapsed buildings.

“My home has been destroyed,” resident Hermenegilda Guamalato told local radio while looking for shelter with her three children in the neighboring province of Huayucachi.

Residents stand beside covered bodies in Pumpuya, Peru.

Residents stand next to the covered bodies of neighbors who were killed after an earthquake struck Pumpuya, Peru, Sunday, July 19, 2026. (AP Photo/Javier Ninanya)

Peru sits along the Pacific “Ring of Fire,” one of the world’s most active earthquake zones. In 2007, a magnitude 7.9 earthquake struck the coastal province of Pisco, killing nearly 600 people.

Post Malone Ignites 2026 World Cup Final with Electrifying ‘Sunflower’ Duet Featuring Swae Lee

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Now they always say, “Congratulations.”

Post Malone energized the crowd at the FIFA World Cup 2026 closing ceremony, delivering a captivating performance of his 2018 hit “Sunflower” alongside Swae Lee. The event took place at MetLife Stadium in East Rutherford, New Jersey, on Sunday.

Fans were thrilled when Malone brought Lee out onstage for an unforgettable rendition of their Grammy-nominated song to close his set.

Sporting a classic Canadian tuxedo with flair, Post Malone donned a quirky white T-shirt that cheekily announced, “Just hope the teams have fun.” He completed his look with a stylish cowboy hat.

Swae Lee complemented the vibrant performance in a sunflower-inspired yellow jacket and brown pants, making for a visually stunning show.

Malone, meanwhile, opened with his new track “Chrome Heartbreaker,” before leading into his 2018 song “Wow” for his three-song performance.

On Monday, the country singer was announced as the headliner for the closing ceremony, which took place before kick-off.

“At a time when sport, culture and global attention converge, Post Malone will deliver a performance designed to celebrate the tournament’s journey and ignite the atmosphere before the world’s attention turns to the two finalists,” FIFA President Gianni Infantino said in a press release.

“We are thrilled to have so many stars taking to the pitch, from both the football and entertainment worlds,” Infantino added.

“The closing ceremony will set the tone for a historic FIFA World Cup final, uniting the passion of 48 teams, 16 host cities and millions of fans on one unforgettable stage.”

Malone, born Austin Post, is a nine-time diamond-certified superstar. In 2024, the “White Iverson” rapper, 31, released his debut country album, “F-1 Trillion,” which debuted at No. 1 on the Billboard 200 chart.

He is gearing up to release his seventh studio album, “The Eternal Buzz,” which will be a double album that features 20 tracks on each disc.

The World Cup Final will also feature a star-studded halftime show with Madonna, Justin Bieber, Shakira, BTS and Coldplay all set to perform.

The performance is curated by Coldplay frontman Chris Martin.

Spain and Argentina will battle it out for the FIFA World Cup trophy.

Unveiling the Spectacle: World Cup Halftime Show Details and Star Performances

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Just one match stands between Argentina, Spain, and the coveted World Cup trophy. But at Sunday’s showdown inside MetLife Stadium, the winning captain will experience an unusual delay in hoisting the prize aloft.

In a historic twist, FIFA has sparked debate with its decision to introduce a halftime show during the greatest spectacle in soccer, marking a first for the tournament’s illustrious legacy.

As the world tunes in to witness Lionel Messi and his team chase a back-to-back World Cup victory, this year’s finale has an unexpected twist. The legendary player will be sharing the limelight with pop icons Madonna, Shakira, and Justin Bieber, echoing the flamboyant spirit of a Super Bowl showcase.

The World Cup final isn’t just about soccer this time—it features a vibrant blend of entertainment at the closing ceremony too. Spectators can look forward to dazzling performances and appearances by stars like Post Malone, Tom Cruise, Nicole Scherzinger, influencer IShowSpeed, Oscar winner Jennifer Hudson, Robbie Williams, and the acclaimed Italian singer Laura Pausini.

While Tom Cruise’s exact involvement remains a mystery, FIFA descries it as a ‘special appearance.’ Soccer officials promise that the ceremony will honor all 48 nations participating in this year’s tournament, adding an extra layer of celebration to the finale.

Here, the Daily Mail explains what viewers can expect at halftime.

Justin Bieber is among the music superstars performing during the halftime show on Sunday

Justin Bieber is among the music superstars performing during the halftime show on Sunday

Madonna is also among the headliners for the controversial show at MetLife Stadium

Madonna is also among the headliners for the controversial show at MetLife Stadium

Donald Trump is set to attend the final and hand over the trophy with Gianni Infantino

Donald Trump is set to attend the final and hand over the trophy with Gianni Infantino

WHO IS PERFORMING?

FIFA enlisted the help of Coldplay frontman Chris Martin to curate the show and back in May it emerged that Madonna, Shakira and K-pop band BTS would perform. 

Bieber was recently added to the lineup, while Burna Boy will join Shakira on stage and Venezuelan conductor Gustavo Dudamel is also down to perform.

Coldplay will have their moment in the spotlight, too. Martin and Co will perform alongside the PS22 Chorus, an award-winning group of fifth graders from an elementary school in New York. Also among the lineup? Characters from Sesame Street and The Muppets.

‘For the first time ever, football, music and social impact will come together as the greatest show on Earth reaches its pinnacle,’ FIFA said.

‘[The] Halftime Show will support the FIFA Global Citizen Education Fund, an initiative aiming to raise $100million to expand access to quality education and football opportunities for children worldwide.’

FIFA provided a glimpse of what to expect at last year’s Club World Cup Final, when Martin put together another halftime show for Chelsea’s win over Paris Saint-Germain.

That took place up in the stands of MetLife Stadium but, 12 months on, Madonna and Co are expected to perform on the field.

Nicole Scherzinger will perform at the World Cup closing ceremony on Sunday

Hollywood star Tom Cruise will also make an appearance

Nicole Scherzinger and Tom Cruise will headline the World Cup closing ceremony on Sunday

Twelve months ago, FIFA hosted a halftime show during the Club World Cup final at MetLife

Twelve months ago, FIFA hosted a halftime show during the Club World Cup final at MetLife

HOW LONG WILL IT LAST?

We shall see. The performance is expected to be wrapped up in 11 minutes but there has yet to be official confirmation about how long the entire circus will take.

Recently, however, reports claimed that soccer chiefs are hoping the show will last around 20 minutes. That is despite the sport’s lawmakers stating that halftime should not ‘exceed 15 minutes’ – unless ‘altered… with the referee’s permission.’

On Sunday, Messi and Co look set to spend longer than normal in the locker room before returning for the second half. 

That has raised concerns over injuries, while questions remain about how the process of erecting and dismantling the stage will affect the field.

Twelve months ago, at the Club World Cup final, halftime lasted nearly 25 minutes – despite the performance taking just 10 minutes.

Unlike last year, however, a stage will need to be put up and taken down on the field of MetLife Stadium. FIFA is also more squeezed for time than the NFL.

At the Super Bowl, halftime is typically extended to around half an hour – from 13 minutes in the regular season – to make room for the musical performance.

BTS, seen here in Mexico City, became the first K-pop group to receive a Grammy nomination

BTS, seen here in Mexico City, became the first K-pop group to receive a Grammy nomination

Bad Bunny performed the halftime show at Super Bowl LX between the Patriots and Seahawks

Bad Bunny performed the halftime show at Super Bowl LX between the Patriots and Seahawks

CONMEBOL put on a halftime show for the final of the 2024 Copa America in Miami. That performance, which also featured Shakira, saw Argentina and Colombia players wait 26 minutes before starting the second half. 

World Cup games are already longer than normal thanks to FIFA’s controversial hydration breaks in each half.

WHAT ARE PEOPLE SAYING ABOUT IT?

Well, it is fair to say that Infantino’s decision to introduce a halftime show has been divisive and controversial.

The show’s executive producer, Guy Carrington, recently told The Hollywood Reporter: ‘We’ve spent months and months preparing this, developing it and working with all of the artists… it’s a carefully-curated performance that’s going to be spectacular.’

The FIFA president, meanwhile, said the artists will ‘play a key role in conveying a powerful message of unity and hope to billions of people worldwide.’

Infantino added: ‘As the world unites for the most significant football match in history… this groundbreaking spectacle, curated by Chris Martin of Coldplay, will celebrate football, music and our shared values, ensuring a legacy that transcends the final whistle.’

But the verdict of Robert Smith of The Cure was rather less effusive. ‘Please just f*** off,’ he said about the halftime show.

Future of Australian Homes: Why Factory-Built Housing Is Inevitable

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In this engaging 2025 Dateline episode, we delve into Sweden’s innovative prefabricated houses, examining if they hold the key to tackling Australia’s pressing housing supply shortage. For more insights, catch Sweden’s Flatpack Homes on SBS On Demand.

This article was initially published in 2025 and has since been updated to reflect new information.

Is it possible that a home designed for self-assembly, much like flatpack furniture, could revolutionize the future of housing in Australia?

Prefabricated construction, commonly known as prefab, involves creating all or parts of a building in a factory setting, which are then transported to the site for assembly.

According to Dr. Tharaka Gunawardena, there is a growing likelihood that prefab homes will soon be considered by many as a viable housing option.

The structural engineer and senior research fellow at the University of Melbourne, who has researched modular construction for 15 years, says prefab buildings are a manufactured product, just like “your mobile phone, your car, your clothes”.

A key driver towards prefab is the declining number of people entering construction trades, he says.

“In a few years’ time, we will have no other choice but to manufacture buildings,” he told SBS Dateline.

“Australia is moving towards [prefab], but … our industry, our supply chains, have a fair distance to go.”

Prefab homes can cost anywhere from $150,000 to $500,000, potentially more depending on customisation and size.

But Gunawardena says the part of prefab that really saves money is the time it takes to build them — because a house could be on site in as little as a week.

“Compare that to a six-month build and see how much you save with your bank loans, interest, and all the other costs involved.”

State governments are also starting to see the merit in prefab.

In May 2026, the NSW government announced it would reform housing laws to support what it calls modern methods of construction, including prefab.

“The reforms we’re introducing will remove barriers to prefabricated and modular housing without compromising building quality, allowing more people to take advantage of the benefits of modern methods of construction,” said NSW Housing Minister Rose Jackson.

NSW isn’t alone. In June, Tasmanian Premier Jeremy Rockliff announced reforms under the Modular Housing Finance Guarantee, which will allow people to access finance for their modular homes during construction.

And according to market research company Mordor Intelligence, the prefab construction market is estimated to hit US$9.01 billion ($12.8 billion) in 2026, up from US$8.35 billion ($11.9 billion) in 2025.

One example of what accelerated-scale prefab housing could look like is the home of flatpack itself: Sweden.

A Swedish example

Perched on a cliff overlooking the Baltic Sea, Swedish couple Rickard Rundqvist and Mattias Borg’s home looks like it was pulled from the pages of an architecture magazine.

With floor-to-ceiling windows, exposed timber and minimalist decor, it’s peak Scandinavian aesthetic: simple and functional.

But what makes this 70 square-metre one-bedroom house with a sauna even more remarkable is that it was built in six days.

“We had to do some interior stuff like the bathroom and the kitchen,” Mattias says. “But pretty much the house was there: the windows, the roof, everything.”

Two men are having their photo taken on a verandah of a wooden house by a woman in a long brown coat

Historically, prefab has had a bad rap. In Australia, it’s often associated with school demountables and mining dongas.

And while the process may be thought of as low-quality and unoriginal, Rickard and Mattias say their home was designed to reflect their vision in collaboration with architects at the construction firm.

“This is totally custom-made from our drawings,” Mattias says.

“People think that the prefab house is, you have to pick it from a catalogue. But it’s not actually, it’s just a way to construct it, which is much more efficient.”

Two men smile for a photo standing in a lounge room. The man on the left has a beard and is wearing a brown checkered shirt and pants. The man on the right is wearing a blue shirt and black pants

Gunawardena also said prefab homes don’t have to look the same.

“You can still make it a mass-manufactured product but still have customised options for you.”

Although the couple doesn’t disclose the total costs, they say they did save money because less labour was involved.

“I think it’s just the most practical way of doing it. [We saved] time and money, [it was] way more cost efficient,” Rickard says.

Renting a prefab

Meanwhile, 24-year-old Kilian Schott and 20-year-old Maja Blomgren have recently moved into their rental — a small studio apartment on the outskirts of Stockholm.

The couple was living with Maja’s parents and thought it would take them years to find an affordable home of their own. But then came an influx of prefab apartments in their desired area.

A young woman wearing prescription glasses and a young man pose for a photo, with the interior of their apartment visible in the background

Their complex consists of 96 apartments, all built in a factory.

It took just eight weeks to assemble each apartment on-site; the entire build — from factory to finish — took 10 months.

“There were, I think, 60 apartments published at once. And since they did not have 60 people applying for them, they took all of the possible tenants and gave them the opportunity to rent these apartments,” Kilian says.

A housing crisis solution?

Like Australia, Sweden is in a housing crisis, with a lack of supply at the root of the issue. Soaring house prices are pushing home ownership out of reach for many, forcing more people into an overcrowded rental market.

High demand for housing has fuelled a boom in prefab construction in this Scandinavian nation, where it’s seen as a faster and more efficient way of building new homes.

Across the country, so-called ‘house factories’ churn out up to four apartments a day, equipped with insulation, electricity and plumbing and ready for assembly on site.

A construction site for a residential building, with a crane lifting modular blocks and construction workers working around the site

Modelled on the car industry, the factories have their operations centred around one main production line, with robots working alongside humans for speed and efficiency.

It’s estimated 90 per cent of houses and 20 per cent of multi-story apartments in Sweden are built with timber using the prefab method.

Meanwhile, in Australia, prefab makes up less than 10 per cent of construction, according to prefabAUS, the peak body for the off-site construction industry.

In Sweden, where 70 per cent of the territory is covered in forest, timber is championed as a climate-friendly alternative to other building materials such as steel and concrete.

“When we’re talking wood today, we’re talking mass timber, or engineered timber,” architect Oskar Norelius says.

Norelius is leading an ambitious project, Wood City, a new residential district in the south of Stockholm with 2,000 apartments and 7,000 office spaces as well as restaurants, retailers and supermarkets — all being built using prefabrication.

He says engineered timber, a type of manufactured material made by layering wooden boards in different directions, is lightweight, fire-resistant and gives structural strength to the building.

“It’s a good material, it’s very lightweight, it’s quite easy to work with in a factory,” he says.

A ‘lot of interest’ in prefab

With Australia’s housing crisis also driven largely by a lack of supply, how we build our future is a hotly debated topic.

The federal government says Australia will need 1.2 million new homes in the next five years, and there is growing recognition of the potential benefits of prefab.

In its 2025 budget, Labor pledged almost $50 million to support modular home construction.

In 2026, it committed to further regulatory reform in service of “removing barriers to using modern methods of housing construction”.

Professor Mathew Aitchison from Monash University heads Building 4.0 CRC, a research centre co-funded by the federal government. Its goal is to get Australia to build homes better, faster and cheaper.

Speaking to Dateline in 2025, he said prefab is one solution, but it’s not without its risks.

“If you want to make a prefabricated housing business, it does require a large amount of capital to set it up. It requires planning, it requires knowledge of manufacturing, and that can take some time.”

A man wearing prescription glasses and a dark suit with a light blue shirt underneath is speaking

And to be both profitable for businesses and affordable for consumers, you need to build at scale, he says.

“It is possible to build anything prefabricated, but it’s going to cost a lot more money if it’s a one-off. The value you get from prefabrication is when you have high volumes being churned out in factories.”

And in Australia, that won’t happen overnight.

“We don’t have the same history and culture of manufacturing that the Swedes do. I think we also have to acknowledge that [the house factories] have been developed over decades.”

There are other hurdles too, he says. Banks aren’t properly set up to loan people money for offsite construction projects and building regulations will likely need an overhaul.

But Aitchison says momentum is building.

“There is a lot of interest in [prefab] in Australia at the moment and that’s coming from industry and government. There are many lessons we can learn from Sweden, and I think the future of construction is a future of industrialisation.”

A factory interior showing partially constructed walls with a ladder and various equipment scattered around

Speaking from a modular bathroom factory on the NSW Central Coast, where they make around 16 bathrooms a day, Aitchison says it’s this type of prefab that is taking off.

“I would say bathroom pod manufacturing is perhaps the most mature part of Australia’s prefab industry,” he explains.

“Instead of having teams working for weeks on a building site at level 25 in downtown Sydney, they can do all of the work here in a factory and drop this pod in [an apartment] in a single day.”

Aitchison doesn’t think mega house factories, like those in Sweden, would work in Australia. He’d rather see the industry embrace the idea of smaller factories that specialise in different elements of a home.

“[Prefab] can be what we want it to be. So, to me, speeding up that building time using less materials, less waste, less labour — that’s innovation.”

Congresswoman’s Husband’s Home Turns Crime Scene as Detectives Probe Shocking Murder Discovery

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A significant development unfolded on Saturday night as police tape encircled a home belonging to Rep. Ayanna Presley’s (D-MA) husband. Boston’s homicide detectives launched an investigation into a deceased individual discovered at the residence.

According to a police spokesperson’s statement to CBS News, officers responded to the Malta Street location in Boston’s Mattapan area at 1:52 p.m. following a call regarding an individual that required investigation.

Upon arrival, law enforcement discovered that the person in question was deceased, as noted by the spokesperson.

Currently, police have refrained from disclosing additional details such as the death’s cause or classification. However, the homicide unit has taken charge of probing the situation.

Late Saturday, CBS provided further reports on the unfolding case:

According to property records from the city of Boston, Pressley’s husband, Conan Harris, is listed as the owner of the Malta Street home. The property has an assessed value of $919,000.

The two-story, seven bedroom house was built in 1910. Pressley and Harris do not live at the home. It’s a rental property that’s currently for sale. The asking price is $1.15 million.

Presley’s office didn’t hesitate to quickly issue a statement.

“The Congresswoman extends her deepest condolences to the impacted family,” a spokesperson for the congresswoman said Saturday, while providing no further details.

Presley’s husband Harris served 10 years in prison for drug trafficking but is often cited as a “successful re-entry” as a productive member of society, working as a safety consultant for the City of Boston and later becoming the executive director of the community outreach nonprofit My Brother’s Keeper in Boston.

Rep. Ayanna Pressley (D-MA) and her husband Conan Harris join picketing hotel workers at the Boston Park Plaza Hotel on September 2, 2024 in Boston, Massachusetts. (Scott Eisen/Getty Images)

He’s been an advocate for people struggling to restart their lives after incarceration, according to Presley’s website.

Presley was first elected to Congress in 2018.

The couple married in 2014, well after Harris was on the straight and narrow.

– contributor Lowell Cauffiel is the author of the New York Times true crime best seller House of Secrets and nine other crime novels and nonfiction titles. See lowellcauffiel.com for more.

Trump Administration Celebrates Over $1 Billion in UN Budget Cuts Amid Reform Success

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UNITED NATIONS — In a significant fiscal development, the Trump administration proudly announced it has achieved over $1 billion in budget cuts at the United Nations within just six months. The administration hailed these reductions as a clear sign that an institution often viewed as resistant to change is finally starting to embrace reform.

The most recent achievement was marked on June 30, when all 193 member countries of the U.N. came together to approve a peacekeeping budget of roughly $5.1 billion for the upcoming fiscal year. This figure represents a significant decrease of about $550 million, or 9.7%, compared to the previous year.

Adding to this is a 15% reduction in the U.N.’s regular budget, which was approved in December. U.S. officials highlight that these agreements cumulatively surpass $1 billion in cuts to assessed U.N. budgets, describing it as an unprecedented level of fiscal restraint.

U.S. Representative for U.N. Ambassador Jeff Bartos

U.S. Representative for U.N. Ambassador Jeff Bartos speaks during a United Nations Security Council meeting concerning the situation in Libya at the U.N. headquarters in New York City, dated November 25, 2025. (Eduardo Munoz/Reuters)

Assessed budgets rely on mandatory contributions from member states, calculated primarily based on the economic size of each nation.

“On June 30th, with U.S. leadership, all 193 countries came together again for the second time in six months,” U.S. Ambassador for U.N. Management and Reform Jeff Bartos told News Media. “We’ve achieved over a billion dollars of savings in six months, which is unprecedented. Any one cut would be unprecedented. The totality of the reforms is monumental.”

The agreement comes as the United Nations faces mounting financial pressure and prepares for a leadership transition in 2027, with Secretary-General António Guterres set to leave office at the end of his second term. At the same time, the Trump administration has made reform a central pillar of its U.N. strategy, arguing the organization has become overly bureaucratic and inefficient.

In response to questions from News Media, U.N. spokesman Stéphane Dujarric confirmed that the peacekeeping budget was reduced by roughly $550 million and the regular budget by 15%, describing both as “unprecedented reductions.”

A Cameroonian United Nations peacekeeping soldier guards women fleeing the village of Zike as they arrive to the village of Bambara, Central African Republic, April 25, 2017. Picture taken April 25, 2017. REUTERS/Baz Ratner TPX IMAGES OF THE DAY - RTS143AS

A Cameroonian United Nations peacekeeping soldier guards women fleeing the village of Zike as they arrive to the village of Bambara, Central African Republic, April 25, 2017. Picture taken April 25, 2017. REUTERS/Baz Ratner TPX IMAGES OF THE DAY – RTS143AS

Bartos argues the reforms reflect sustained pressure from the Trump administration and months of negotiations led by the U.S. Mission.

“The new budget, this reformed budget, the enhanced efficiency changes the culture of how the U.N. looks at peacekeeping,” Bartos said. “Every dollar has to achieve impact on the ground.”

He pointed to the U.N. Mission in South Sudan as an example, saying the United States worked to streamline the mission’s mandate before reducing its budget accordingly.

Another reform highlighted by the administration changes how the U.N. handles unused budget credits.

Until now, U.N. financial rules required the organization to return unspent funds to member states even if those contributions had never actually been paid, a practice critics said worsened the organization’s recurring liquidity crisis.

The General Assembly voted on June 30 to introduce, on a four-year trial basis, a new methodology under which unspent funds will be returned only when backed by cash actually received.

Bartos said the change could save the organization more than $1 billion over the next three years. That projected figure is separate from the more than $1 billion in budget reductions already approved over the past six months.

He called the change another example of “common-sense” reform and said it could save the organization more than $1 billion over the next three years.

The United Nations likewise welcomed the change, though officials noted it had been a longstanding priority of Secretary-General António Guterres.

President Trump with UN Secretary General Guterres.

President Donald Trump (L) meets with United Nations Secretary-General António Guterres during the 80th session of the UN’s General Assembly (UNGA) at the United Nations headquarters on September 23, 2025 in New York City. World leaders convened for the 80th Session of UNGA, with this year’s theme for the annual global meeting being “Better together: 80 years and more for peace, development and human rights.” (Chip Somodevilla/Getty Images)

“I have been pushing for this reform for almost a decade,” Guterres said after the vote. He described the previous system as a “Kafkaesque cycle” in which the organization was expected “to give back cash that did not exist.”

Dujarric said the reform would allow the U.N. to manage resources “in a more predictable and responsible way” while helping ensure operational continuity, particularly for peacekeeping missions.

Bartos insists the latest budget agreements are only the beginning.

Among the administration’s next priorities are reforms to staff compensation, employee benefits and the U.N. pension system, areas he argues consume resources that could otherwise support humanitarian operations and peacekeeping missions.

“We’re going to continue to see us push whether it’s on benefits, whether it’s on staff compensation, whether it’s on the pension system,” Bartos said. “There’s massive numbers of additional reforms that our team is working on right now.”

United Nations workers

United Nations peacekeeping force in Lebanon (UNIFIL) vehicles drive along the main road leading to Lebanon’s southern town of Naqura close to the border with Israel on October 27, 2022. – Israel and Lebanon separately signed a US-brokered maritime border deal which paves the way for lucrative offshore gas extraction by the neighbours that remain technically at war. The exchange of letters is due to take place in the southern Lebanese town of Naqura, in the presence of US mediator Amos Hochstein and the United Nations’s special coordinator for Lebanon Joanna Wronecka. ( Photo by Mahmoud Zayyat/ AFP/Getty Images)

He also suggested reform will remain a central issue as member states begin selecting the next secretary-general.

“We’re going to select the next secretary-general,” Bartos said. “That reform momentum that has been growing over the last 15, 18 months … you’ll see that continuing in 2027 with the new secretary-general.”